Live "Testimonials"

If you want to find out more "straight from the horses mouth", you may want to contact these individuals directly. They have graciously allowed me to share their contact information so other people can be better informed of Janice Ledden and Cobra Collection Agency. They will corroborate my statements.

• Lisa Mize of Coldwell Banker Kennon, Parker, Duncan, & Key. Rental Department. You may contact her at 706.256.4553 or email lisamize at kpdk dot com.
• Pamela Goff of Buck Investments. You may contact her at 706.323.0036 or email buckinvestment at aol dot com.
• Ann D of a Columbus-based realty company. You may contact her at 706.681.1955.
• Barbara of a business in Phenix City, AL. You may contact her at 334.297.3254.
• Jennifer Coulter of C&R Services in Sumner/Sylvester, GA. You may email her at jdcoulter26 at yahoo dot com.
• Jerry Bolt, Skiptracer in Columbus, GA. You may contact him at 706.221.5341 or 334.297.3818.
• Leslie of Credit Adjustment Bureau. Leslie is the daughter of Jerry Bolt. You may contact Leslie through Jerry.
• Pat Mitchell, of the Growing Room Child Development Center. He has volunteered his name as a supporter but is not seeking to reply to phone calls due to his current schedule and workload.
• John Golden, CEO of Courier Services. You may contact him at 706.576.7900.
• Wes Weaver, Real Estate Agent. (mycolumbusagent.com, ownerfinancehomes.com). You may contact him at 706.442.6683 or email wes @ mycolumbusagent dot com.
• Matthew Chan of Intrepid Management (OwnerFinanceHomes.com & SolidRentalHomes.com.) This would be me. You can read my entries in my personal blog. You may contact me at 706.565.5090 or email matt at ascendbeyond dot com.

Anonymous Reports

There are individuals who I have spoken to who wish to remain anonymous at this time but will hopefully have a change of heart and allow me to share their information here.

Shared Information & Strength in Numbers

There is strength in shared information and there is strength in numbers. None of the information here would have been possible if it were not for the many individuals who contributed and reported in. I simply assembled and organized the information here. If you truly want to make a difference, you must report your information to someone! Please contact me at 706.565.5090, FAX 888.696.3441, or email me at matt at ascendbeyond dot com if you want your name listed here. Remember, you are not alone!

Thank You E-mails (Identities Withheld)

Matt,

    I unfortunately last year had Cobra Collections to work some delinquent accounts of mine.  You can only guess what has happened.  They have collected my monies and I in return have got nothing.  I am now going through my accounts and getting them to get me all the cleared checks so I can pursue a suit against this company.  I did make a call into a Nichole Dikerson at the attorneys number you had listed on your site.  I just wanted to say thank you for listing this info.  I would not have had any other way of knowing who to call.  I have been on the phone with the BBB and they have been very help full.  I also wanted to give you COBRAS new number.  I have not called them because I didn't want to scare them into changing there number again until I can get all my info together.  For your info 706-562-2343.  I may not be able to get any of my money out of them but I would like to let them  know they cannot do this to people.

   Again, thank you so much for your blog.

Jennifer C.
Sumner, GA

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Good Afternoon Matthew

Let me tell you a little story. I just took over as comptroller of my company, and the person who was doing my job prior was not really qualified.

I have come across a dealing that he had with the Cobra Collection Agency. He was dealing with a collector named "Tom Franklin". The debt in question was $1588.00. Somehow, they managed to debit our bank account for the following amounts: $1,393.00, $300.00, $644.00 and $644.00 ($2981.00). In my taking over, I performed an audit of the books and discovered this.  I tried to call them at the 706-568-8800 number, and it was disconnected. I started a web search to see if I could locate them (I thought it would be great, if I could retrieve this overpayment), as you stated in your posts, the number was disconnected. I tried the number that was on your blog, and got a very generic voicemail. After I read your weblog, I almost decided to write it off, but then thought, maybe I could get some more info from you. It never hurts to try.

Please forward to me, and information you have regarding this company. What they did with our bank account is nothing short of theft.

Thank you for your time,

Michelle S.

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Dear Matt,

Before the "Cobra Collection Scam" story broke, I had been experiencing problems with them, and I am not a business owner, I am a regular consumer.  Let me give you some insight into my story:

I owed a debt to Gymnastics Unlimited (maybe you could look into whether they have a complaint with the agency). After speaking with a very persuasive collector from Cobra, I paid a portion of the arrears by my debit card. It was supposed to be a one time transaction,but, as I soon found out, they were deducting the same amount from my debit card every month. I did not sign anything stating that I wanted an automatic, recurring debit from my account, nor did I verbally authorize the transactions. As of this date, Cobra has illegally deducted (stolen) $123.60  from my account.

I am interested to know if anyone else has the same complaints as I have. Perhaps you could look into the matter further, because I'm thinking of taking legal action. And please keep the public up to date on the fate of Cobra. You are doing a fine service to the community, keep up the good work!

Best Regards,

LaQuita J.

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Just wanted to say thanks for stepping up and offering your help with the whole Cobra Collections fiasco. I made the mistake of paying a debt (MiniBook) to them in March. Although I paid in full they are continuing to try and take money from my account. I am currently working with my bank (Wachovia) who is being very helpful in blocking her attempts and in trying to get contact information. Wachovia called her bank and they had her phone number as 970-xxx-xxxx and no address. I am currently escalating the complaint directly with her bank with the help of Wachovia. I'll let you know if I get anywhere so the information can be shared with others.

Thanks for the website!

Jonathan P.

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